176 Thomas Johnson Drive, Frederick, MD 21702

I have a budget but need care ASAP

Q: How can I manage my dental care within my budget?

A: We can provide solutions to help manage your dental costs. Whether you're using insurance, exploring financing options, or considering our membership plan, we'll work with you to create a treatment plan that fits your budget without compromising on the quality of care.

Making Quality Dental Care Affordable at The Wobbly Tooth Dental Practice

At The Wobbly Tooth Dental Practice in Frederick, MD, we know that dental care is a necessity, not a luxury—but we also understand that cost is one of the biggest concerns for our patients. Whether you’re coming in for a dental emergency or planning routine care, staying within your budget matters. That’s why our practice is built around a model that puts flexibility, transparency, and affordability at the center of your experience.

We believe that you shouldn’t have to choose between your oral health and your financial well-being. Our compassionate team is committed to helping you navigate your options and find solutions that work—for your smile and your budget.

Transparent, Personalized Treatment Planning

Every patient is different, and so is every treatment plan. From the moment you walk through our doors, we’re focused on understanding not only your dental needs, but also your financial preferences. During your visit, we’ll walk you through all available options and clearly explain the associated costs so there are no surprises later on.

At The Wobbly Tooth, we never push unnecessary treatments or take a one-size-fits-all approach. Instead, we create customized plans that prioritize your immediate needs, long-term goals, and financial comfort. Whether you're dealing with a cracked tooth, severe toothache, or a broken crown, we’ll help you address the issue in a way that makes sense for your health and your budget.

Budget-Friendly Emergency Dental Care

As an emergency-focused dental practice, we know that urgent dental issues often arise when you least expect them. We’ve seen firsthand how stressful dental emergencies can be—especially when you’re worried about affordability.

That’s why we’re committed to providing emergency care that’s both accessible and financially manageable. If you’re searching for an emergency dentist in Frederick MD, you’ll find that our office offers fast, same-day appointments and walk-in availability when possible. Whether you're a returning patient or a first-time visitor looking for a walk-in emergency dentist, we’re ready to help without the long wait or complicated red tape.

Same-day appointments, clear pricing, and flexible payment options allow us to deliver the relief you need—without the financial pressure.

Our office also eliminates common insurance-related delays. Because we don’t require pre-authorizations or referrals, we can act quickly when time matters most. You get the care you need, when you need it, with a clear understanding of the cost every step of the way.

Flexible Financing Options to Fit Your Life

Worried about covering the cost of treatment upfront? You’re not alone. To make dental care accessible to everyone in our community, we’ve partnered with several third-party lenders to offer flexible payment options that allow you to break your treatment cost into affordable monthly installments.

Our financing partners include:

  • Cherry Payment Plans – Offers fast, easy financing with flexible terms and high approval rates.
  • Sunbit – Designed for real life, Sunbit makes it simple to pay for dental care over time.
  • Proceed Finance – Ideal for larger treatment plans, with extended terms and credit options.
  • Alphaeon Credit – A healthcare-specific credit option that covers a wide range of dental services.

These plans are available to patients with a variety of credit backgrounds, and many offer instant decisions with no hard credit check required. You won’t need to postpone care or worry about large upfront costs. We’ll help you select the best option for your situation, so you can focus on getting better—not stressing about payment.

In-House Membership Plans with Real Value

No insurance? No problem.

We’ve designed an exclusive dental membership plan for our patients here in Frederick, MD. This plan is perfect for individuals or families who don’t have dental insurance but still want to prioritize their oral health.

With our in-house membership program, you’ll receive:

  • Emergency exams and priority scheduling
  • Preventive care, including cleanings and digital x-rays
  • Discounts on restorative and cosmetic treatments
  • Zero annual maximums or waiting periods

Best of all, this plan keeps costs predictable. You’ll know exactly what you’re paying—and what you’re getting—without dealing with confusing insurance rules or denied claims. It’s our way of making high-quality dental care accessible to everyone in our community, regardless of insurance status.

If you’re looking for an emergency dentist who understands financial stress, our membership plan is a smart and proactive alternative.

Support with Out-of-Network Insurance

Even though we are considered an out-of-network provider, many of our patients are still able to use their dental insurance. If your plan includes out-of-network benefits (as most PPO plans do), you can submit claims directly to your insurance provider and receive reimbursement for eligible services.

Here’s how we help make it easy:

  • We provide a detailed treatment summary with the information your insurance company needs.
  • Our team is available to walk you through the steps of submitting your claim.
  • You’ll receive any eligible reimbursement directly, so you can put it toward your care.

This process gives you the flexibility to choose the dental provider you trust—without being limited by a network list. And because we’re upfront about costs, you’ll have the information you need to make informed decisions from the start.

Compassionate Care, With No Pressure

Our patient-first philosophy means we always take the time to explain your options, answer your questions, and help you feel confident about your care—clinically and financially. If you ever feel unsure about how a treatment will fit into your budget, we encourage you to speak openly with our team. We’re here to collaborate with you, not sell to you.

At The Wobbly Tooth, you’ll never be rushed or pressured into treatment you don’t need. We respect your decisions and support your ability to prioritize care in a way that works for you and your family.

Let’s Talk About What Works for You

If you’re ready to prioritize your dental health—but you’re concerned about how to stay within your budget—we invite you to reach out. Whether you’re seeking urgent treatment, exploring a smile makeover, or simply planning your routine care, we’ll help you build a plan that feels right financially and medically.

We’ve helped countless patients in Frederick and surrounding areas regain their comfort, confidence, and health without financial strain—and we’d be honored to do the same for you.

And if you find yourself in sudden need of care, remember: The Wobbly Tooth is here as your trusted walk in emergency dentist. For reliable, compassionate support from an experienced emergency dentist in Frederick MD, we’re just a call or visit away.

Contact us today to learn more about your options or schedule your next visit. We’ll take the time to listen, explain, and guide you—because at The Wobbly Tooth Dental Practice, your smile and your budget are always in good hands.

At The Wobbly Tooth Dental Practice, we provide skilled and compassionate care to help patients of all ages enjoy healthy, beautiful smiles. You can also reach out to us online with our easy and convenient "Contact Us" form.


We want to maximize our time with you. Please confirm any appointments within 24hrs. It's no problem if you need to reschedule. Please give us a call 24hrs ahead of your appointment time so we can make the adjustments and get you in for a time that works best for you. What's the best way to confirm your appointment? Phone, Text, and/or Email?
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What is your credit score?
We understand that AOX is a financial and life changing commitment. Our financial partners have plans that are easy to explore and share. Would you like this information texted or emailed to you?
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Our Regional Scheduler, Tino, will call you to schedule & prepare you for your in-person consultation. She has a lovely British accent and will get back to you within 24hrs of your inquiry. She will call between 9a - 4p, M-F. Is there a day or time that works best for you?
What is your current household income?
Some of our patients dip into their resources and assets for reasons just like this. We know that this can be time consuming and requires planning. During your consultation, would you like to map out how and when these resources would need to be made available?
From consultation to post surgery recovery you will want to have someone there for you. On the day of your procedure, you will need a driver and caregiver for at least 24hrs. We recommend you have this person with you during your consultation, surgery day and decision-making appointments. Who will you bring with you?
Have you ever had a consultation? If so, where and what made you decide to look elsewhere?
Understanding your motivation and health history is important and helps to determine your specific treatment options. What is motivating you to have AOX? Please include any events that have impacted your oral health.
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Contact Now

We look forward to hearing from you and welcome the opportunity to tell you more about our state-of-the-art practice and the many services that we provide.

Whether you have questions about our office, are interested in a consultation, or would like to schedule an appointment for care, our friendly and knowledgeable office team welcomes your phone call.

Get in Touch

Address:

176 Thomas Johnson Drive, Frederick, MD 21702

Hours of Operation

Friday
9:00 am - 6:00 pm
Saturday
9:00 am - 6:00 pm
Sunday
9:00 am - 6:00 pm